Workers' Compensation

Help your employees recover—while protecting your business from costly claims.

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Support for the People Who Keep You Running

Workers Comp That Keeps You Covered, Not Confused

Accidents can happen anywhere—on a job site, in an office, or even behind a counter. Workers compensation helps cover medical bills, lost wages & rehab if your employee gets hurt on the job. It also protects you from major legal and financial risks. We’ll walk you through the requirements in Kansas and make sure your coverage fits your crew, your industry & your budget.

Here’s What Workers Comp Insurance Covers

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Medical Expenses

Covers treatment for work-related injuries or illnesses.

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Lost Wages

Helps replace income while an employee recovers and can’t work.

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Legal & Disability Protection

Covers legal costs, permanent disability benefits & survivor benefits in serious cases.

Frequently Asked Questions

  • Is workers comp required in Kansas?

    Yes—for most businesses with employees. There are exceptions, but most employers need it to operate legally.

  • Does it cover independent contractors?

    Usually not. But you could still be liable if they’re misclassified or uninsured. We’ll help you understand the rules.

  • What happens if I don’t have it?

    You could face fines, lawsuits, and be responsible for all related medical costs out-of-pocket.

  • Can my premiums go down over time?

    Yes—safe workplaces, fewer claims, and proper classifications can all help reduce your cost.

  • Does this replace health insurance for employees?

    No. Workers comp only applies to on-the-job injuries. Health insurance is separate and covers non-work-related care.

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Protect Your Team & Your Business in One Step

Workers comp is more than a legal box to check—it’s a way to take care of your people and shield your business from big risks. We’ll help you get a policy that’s fair, compliant & easy to understand.