General Liability

Protection for when accidents happen—because in business, they usually do.

A man wearing a hard hat and safety glasses is working on an electrical panel.
A black and white icon of a house on a white background.
Solid Coverage for Everyday Operations

Don’t Let One Mistake Take Down Your Business

From customer slips to property damage or advertising claims, general liability insurance covers the kinds of accidents that could happen on any given day. It’s one of the most important policies a Kansas business can carry—and often the first one clients or landlords will ask about. We’ll help you understand what’s included, what’s not, and how to keep your business covered as it grows.

Here’s What a General Liability Policy Covers

A black check mark in a square on a white background.

Bodily Injury

Covers customer injuries that happen on your premises or because of your operations.

A black check mark in a square on a white background.

Property Damage

Protects you if you or an employee damage someone else’s property.

A black check mark in a square on a white background.

Personal & Advertising Injury

Covers claims of slander, libel, or copyright infringement in your ads or public messaging.

Frequently Asked Questions

  • Is general liability required in Kansas?

    It depends on your industry, but many landlords, contracts, and licensing boards require proof of coverage.

  • Does this cover employee injuries?

    No, general liability covers non-employees. For workers, you’ll need workers comp insurance.

  • Can this protect me if someone sues my business?

    Yes. It helps cover legal fees, settlements, and court costs related to covered claims.

  • Is general liability the same as a BOP?

    Not quite. A BOP includes general liability plus property insurance—general liability alone is just one piece of the puzzle.

  • What kind of businesses need this coverage?

    Almost all of them—from retail shops and contractors to freelancers and consultants.

A star with a ribbon around it in a circle.

One Policy That Can Save You a Lot of Trouble

Lawsuits, injuries & accidents don’t just happen to big companies. General liability is one of the simplest ways to protect your small business from major costs—and we’ll help you get it done right.