Collector Car Insurance
Classic cars deserve coverage that treats them like more than just transportation.
Protection for the Pride of Your Garage
We Know It’s Not Just a Car—It’s a Story on Wheels
Collector cars aren’t just about horsepower or shine—they’re personal. Whether it’s a restored muscle car, a Sunday cruiser, or a project you’ve poured heart into, we’ll help you get coverage that respects what it’s worth. From agreed value to specialty towing, we make sure your classic is protected on your terms.
Three Ways Collector Car Coverage Is Different
Agreed Value Coverage
You and the carrier agree on your car’s true value up front—no depreciation math after a loss.
Flexible Usage Options
Covers occasional drives, shows, or even storage—whatever your use looks like.
Specialty Repairs & Parts
Choose your own mechanic, use original parts when needed, and get support for unique fixes.
Frequently Asked Questions
What qualifies as a collector car?
Usually, it’s a car that’s 10–25+ years old, limited use, well-kept, and has collectible or historic value.
Can I drive my classic every day?
Most policies are built for limited use, but we’ll help you find one that matches how often you really drive it.
Do I need an appraisal?
Sometimes. We’ll walk you through whether it’s required and how to document your car’s value.
Is this more expensive than regular auto insurance?
Surprisingly, no. Collector car insurance can often be cheaper—because it’s lower risk and highly specific.
Can I cover my project car while it’s being restored?
Yes. Many policies offer coverage during storage or garage restoration—just ask and we’ll get into the details.
Get Coverage That’s as Unique as Your Ride
You’ve spent time, money, and care keeping your car in top shape. We’ll make sure the insurance respects that too—with clear terms, smart pricing & real support when you need it.