Professional Liability
Protect your work, your name & your future from costly mistakes and client claims.
Coverage for Service-Based Businesses
We Help You Protect the Work You Stand Behind
Even the most careful professionals can be accused of making a costly error. Professional liability insurance—also called errors & omissions (E&O)—helps cover you if a client claims your work caused them financial harm. Whether you're in consulting, real estate, marketing, tech, or another licensed field, this coverage gives you a legal and financial safety net. We make it easy to get the right policy without the guesswork.
What’s Covered Under Professional Liability?
Negligence or Errors
Covers unintentional mistakes or oversights in the service you provide.
Missed Deadlines or Oversights
If a delay or omission causes a client financial loss, you're protected.
Legal Fees & Defense Costs
Covers lawsuits, settlements, and attorney costs related to a covered claim.
Frequently Asked Questions
Do I need this if I already have general liability?
Yes. General liability covers physical injuries or property damage. This covers financial loss from your services or advice.
What types of businesses need E&O coverage?
Consultants, designers, real estate pros, marketing firms, tech service providers, and more.
Does it cover breach of contract?
It can, depending on the policy. We'll walk you through what’s covered and what’s not.
Is this required by law?
Not always—but many contracts, licenses or clients may require proof of coverage.
Will it cover me for work I did in the past?
Possibly, depending on the policy's retroactive date. We’ll help you choose the right terms.
Don’t Let One Complaint Undo Everything You’ve Built
Your clients trust you—and you work hard to deliver. If something slips, professional liability coverage helps you move forward with confidence. We’ll help you get the right protection in place.