Other Insurance Areas
Extra Coverage for the Gaps You Don’t See Coming
Sometimes one policy isn’t enough. These plans help cover the rest—so you’re not left holding the bag when things go sideways.
Not Your Everyday Coverage—Still Every Bit as Important
Add-On Protection for Life, Work & Everything in Between
There are a few things standard insurance just doesn’t cover well—like a lawsuit, a big farm operation, or something unexpected that blows past your other policy limits. That’s where these extra layers come in. We’ll help you figure out if you need them, how much is enough, and what makes sense for your lifestyle or business.
Specialty Coverage We Offer
If it’s not part of a typical plan—but it still needs protecting—we probably cover it here. These policies add depth to your protection.
Professional Liability Insurance
For folks who give advice, consult, or perform skilled services. Covers you if things don’t go to plan.
Farm Insurance
Covers barns, tractors, equipment & livestock. Whether it’s a full-time farm or just extra acreage, we’ll help you protect it.
Umbrella Insurance
A catch-all that kicks in when your other coverage runs out. Adds an extra layer of peace of mind.
Three Ways We Help with Specialty Insurance
Honest Advice
We won’t suggest extras unless you actually need them.
Local Experience
We understand how Kansas farms & small businesses operate.
Flexible Planning
Add coverage to what you already have—without starting over.
Frequently Asked Questions
What is umbrella insurance exactly?
It adds extra liability coverage that kicks in when your regular home or auto policy runs out. Think of it as a buffer for worst-case scenarios.
Do I need farm insurance if I only rent out a few acres?
Maybe. If you’ve got equipment, fencing, or liability exposure, it’s worth a look. We’ll talk through your setup.
Who needs professional liability insurance?
Anyone whose work involves advice, services, or custom results—like stylists, web designers, consultants, or contractors.
Can I bundle these with other policies?
Often, yes. We’ll look at which carriers offer discounts for bundling with your home, auto, or commercial policies.
Will these cover everything my other insurance doesn’t?
Not always—but they fill in the biggest gaps. We’ll make sure you know exactly what’s covered (and what’s not).
The Coverage You Didn’t Know You Needed—Until Now
It’s easy to overlook these policies until something goes wrong. We’ll help you stay ahead of that curve, without overdoing it. If your situation calls for extra protection, we’ll walk you through it—plain and simple.