Commercial Auto Insurance
From service vans to delivery trucks, we help you protect the vehicles your business depends on.
Coverage for the Real-World Road
We Make Sure Your Work Vehicles Are Fully Covered
If you’re using a vehicle for work—whether it’s a single truck or a whole fleet—your personal auto policy won’t cut it. Commercial auto insurance covers business use, employee drivers, equipment in transit & more. We’ll help you understand what’s legally required in Kansas and what makes the most sense based on how you actually use your vehicles.
What’s Included in a Commercial Auto Policy?
Collision & Comprehensive
Covers damage from crashes, storms, theft & more—whether the vehicle’s parked or on the road.
Auto Liability Coverage
Covers injuries or property damage you or your drivers cause while working.
Hired & Non-Owned Auto Options
Protection for vehicles your business rents or those owned by employees but used for work.
Frequently Asked Questions
Do I need commercial auto insurance for just one truck?
Yes—if it’s used for business, even a single vehicle needs commercial coverage.
Is this only for large fleets?
Not at all. We insure everything from solo contractors to multi-vehicle operations.
What’s the difference from personal auto insurance?
Commercial policies are designed for higher liability limits, business use, and multiple drivers.
Can I cover tools or equipment inside the vehicle?
Yes—especially with add-ons or combined policies. We’ll make sure you’re covered inside & out.
Are my employees covered if they drive their own cars for work?
Not automatically. We can add non-owned auto coverage to fill that gap.
Reliable Coverage for the Vehicles That Keep You in Business
Whether you’re behind the wheel or your team is, commercial auto insurance helps you stay protected from risk on the road. We’ll help you keep it simple, legal & cost-effective.